Saving should be simple — and now it is. Free Kasasa Saver® links to your free Kasasa® checking account to make saving automatic.

Details
  • Free account that builds your savings effortlessly 
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking links to respective pages
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings 
  • 0.50% APY‡ on balances up to and including $25,000 
  • 0.50% to 0.12% APY on balances over $25,000 depending on balance in account‡ 
  • 0.03% APY‡ on all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back 
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free e-statements
  • Free MoneyDesktop & MoneyMobile
  • Free telephone banking
  • ATM card available, Apply Now!
  • $100 minimum deposit to open

Easy Qualifications to Earn the Higher Rate

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases, each greater than $5.00
  • Be enrolled in and agree to receive e-statements 

 

And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on your Kasasa Saver balance. And you can get right back to earning your full rewards the very next cycle that you qualify. 

Qualification Information:Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards."Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.See our website or contact one of our customer service representatives for specific Monthly Qualification Cycle dates.Reward Information:Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:Kasasa Cash: average daily balances up to and including 10,000.00 receive an APY of 2.00%; and average daily balances over 10,000 earn an interest rate of 0.10% on the portion of the average daily balance over 10,000, resulting in a range from2.00% to 0.27% APY depending on the account's average daily balance.Kasasa Cash Back: you will receive 3.00% cash back on up to a total of 250.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back payments may be earned per Monthly Qualification Cycle.Kasasa Saver: daily balances up to and including $25,000 in your Kasasa Saver account earn an APY of 0.50 and daily balances over $25,000 earn an interest rate of 0.03% on the portion of the average balance over $25,000, resulting in a range from 0.50% to 0.12 APY depending on the account's average balance. You will receive reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cashor Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and:Kasasa Cash: the entire daily balance in the Kasasa Cash account earns 0.02% APY.Kasasa Saver: the entire daily balance in the Kasasa Saver account earns 0.03% APY.Interest will be credited to your Kasasa Cash and Kasasa Saver accounts on the last day of the current statement cycle.The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited toyour Kasasa Saver account on the last day of the current statement cycle.If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply:Kasasa Cash: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount whenthe transfer occurs.Kasasa Cash Back: When linked to a Kasasa Saver account, the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.APY = Annual Percentage Yield.APYs accurate as of 07/06/2021.Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.Additional Information:Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.$100.00 minimum deposit is required to open the account.$100.00 minimum deposit is required to open the account.1 Monthly Direct Deposit or ACH payment(s), 12 PIN-based/signature-based debit card purchases and enrollment in online banking and  eStatements are a condition of Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back account(s).There are no recurring monthly maintenance charges or fees to open or close this account.A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.A linked Kasasa Saver account is required for automatic savings.Advertised information and rewards are based on all account qualifications being met during each cycle period.High rate claim is based on FDIC's National Weekly Rates for interest checking accounts. Claim is independent of any one institution's offerings. Comparison Source: Interest Checking, FDIC 07/06/2021.http://www.fdic.gov/regulations/resources/rates/.Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.Member FDIC.Trademarks:
Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.