With a CD, you get a guaranteed return on your investment — backed by the FDIC. How much interest you earn, however, depends on you. The longer your term, the higher the rate of return.

Rates Calculator

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 7 days to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $100 minimum deposit to open CD with term shorter than 5 years
  • $1,000 minimum deposit to open CD with 5-year term